AI-enabled modelling tool for analysing return potentials from Phase 1 Real World Asset contracts — Impact Project Financing returns and Carbon Credit Future projections. Includes project failure rates, credit ramp-up, and generation efficiency modelling.
| Conservative | Base Case | Optimistic | |
|---|---|---|---|
| Return Multiple | — | — | — |
| Annualised Return | — | — | — |
| Projected Returns | — | — | — |
| REC Growth | — | — | — |
| Year | Active projects | Total credit revenue | Investor credit share | Project returns | Protocol fee | DAO treasury | Your cumulative returns |
|---|
Data source: Tenza Feed API | Live Data enabled by default
Expert: adjust reinvestment dynamics. Non-Expert defaults remain applied in the model.
Weighted Average Return = FixedMix×FixedIRR + RBFMix×RBFIRR + HybridMix×Avg(FixedIRR,RBFIRR).
Credit Revenue Weight by Type
Credits-only always = 100%. Fixed-rate investors get guaranteed interest, so 0% credit exposure by default. See Methodology tab for details.
The simulator's logic is based on a year-by-year calculation of capital deployment, project returns, and credit revenues. The following formulas provide a transparent overview of the core mechanics:
This is calculated from your Project Investment Mix to determine the annual financial return from capital deployed to projects.
Return = (Fixed Mix % × Fixed Rate %) + (RBF Mix % × RBF Rate %) + (Hybrid Mix % × Avg(Fixed, RBF))
This is the total annual revenue generated from all active projects selling their carbon credits (REC & EEC) at the projected market price for that year.
Revenue = (Active REC Projects × REC Units/Project × REC PriceYear N) + (Active EEC Projects × EEC Units/Project × EEC PriceYear N)
This tracks all capital deployed across the modeling horizon, including the initial investment and all subsequent reinvestments from the DAO treasury.
Cumulative Deployed = Initial Capital (Y1) + Σ (DAO TreasuryYear N-1 × Reinvestment Rate)
The Protocol Fee is calculated as a percentage of the Tenza platform's share of credit revenues. This fee supports platform operations and is not deducted from investor returns.
Protocol Fee = (Total Credit Revenue × Tenza Share %) × Protocol Fee %
Credit revenue is not distributed equally across investment types. Each type has a credit weight that determines how much of the investor pool's credit share it receives:
| Type | Default Weight | Rationale |
|---|---|---|
| Fixed Income | 0% | Guaranteed interest — no additional credit upside |
| RBF | 50% | Revenue-linked — partial credit exposure |
| Hybrid | 75% | Mixed returns — significant credit exposure |
| Credits-Only | 100% | Full credit exposure (0% financial IRR) |
Credit Factor = Σ (Mixi × CreditWeighti)
Effective Investor Credit Share = Investor Pool Share × Credit Factor
Example: With defaults (20% fixed@0%, 40% RBF@50%, 25% hybrid@75%, 15% credits@100%), Credit Factor = 0.5375, so effective share = 25% × 0.5375 = 13.4% of total credit revenue.
Three risk factors reduce projected credit revenue from the theoretical maximum, reflecting real-world project dynamics:
| Factor | Default | Description |
|---|---|---|
| Project Failure Rate | 10% | Percentage of projects that fail to produce credits. Low due to curated pipeline with AI-powered due diligence. |
| Credit Ramp-Up | 50/85/100% | Projects produce 50% of target in year 1, 85% in year 2, and 100% from year 3 onwards. |
| Generation Efficiency | 85% | Projects on average produce 85% of their theoretical maximum credit volume. |
Effective Credits = Active Projects × (1 - Failure Rate) × Ramp Factor × Units × Efficiency
A personal confidence multiplier (-20% to +20%) applied to your projected returns. This reflects your individual assessment of market, execution, and regulatory risks.
Adjusted Returns = Base Returns × (1 + Risk Adjustment %)
Your final contract value is your proportional share of the total returns generated for all investors, combining project financing returns and the weighted credit share, adjusted for risk.
Your Returns = (Total Investor Returns) × (Your Share) × (1 + Risk Adjustment)
Important: The projected returns are based purely on RWA contract performance, project financing, and the sale of underlying carbon credits (REC/EEC). These calculations DO NOT factor in the potential inherent value, future utility, or price appreciation derived from:
Conservative Floor Methodology: The figures presented are therefore considered a conservative financial floor derived from the underlying asset performance alone. This approach ensures:
In summary: These projections represent the "worst-case" scenario where ONLY the core RWA contracts perform as modeled, with zero value attributed to any tokenization, trading, or platform utility features. Actual investor returns may significantly exceed these conservative projections.
This simulator exclusively models TenzaOne's current operational phase (Phase 1). All investment parameters are based on participation via Real World Asset (RWA) contracts, not the purchase of a publicly traded token.
Capital is deployed across a diversified portfolio of climate projects, not allocated to a single project. This portfolio approach provides:
Returns flow from two sources, distributed proportionally to investor share:
The TenzaOne DAO treasury is not currently designed to make equity, SAFE, or convertible investments. Phase 1 operations focus on carbon project financing via the existing instrument mix (Fixed, Revenue-Based Financing, Hybrid, Credits-Only). Equity-type offers from project developers or sister companies are handled separately and are not modelled in this simulator. Should the DAO governance choose to expand into equity instruments in future, this would require a standard DAO governance proposal and vote.
The DAO treasury receives protocol fees (1.5% of Tenza’s credit revenue share) and retains unreinvested capital for governance-directed allocation.
The future introduction of $TNZU utility token and transition of investment instruments to regulated ERC-3643 security tokens is planned for Phase 2, pending regulatory licensing. Phase 1 holders receive tradeable tokens at conversion with founding governance rights. Phase 2 economics are not reflected in these calculations.
The projected returns are based purely on RWA contract performance, project financing, and the sale of underlying carbon credits (REC/EEC). These calculations DO NOT factor in the potential inherent value, future utility, or price appreciation derived from:
The figures presented are therefore considered a conservative financial floor derived from the underlying asset performance alone. This approach ensures that:
The cooperative model is TenzaOne’s structural differentiator for project developers. By pooling projects under a shared Programme of Activities (PoA) framework, costs that would normally be borne by each individual project are distributed across the cooperative membership.
Estimated 50%+ cost reduction compared to independent VCS certification. Actual savings depend on project type, complexity, cooperative size, and VVB selection. As membership grows, new member fees are partially redistributed to existing members, creating compounding economic benefit.
Interactive tool at tenza.one/coop-cost-modeller/ — model savings based on project count, type, and cooperative scale.
Note: These figures are illustrative and will vary based on project nature, complexity, the number of projects in a cooperative group (scale), and the chosen VVB.
SPECULATIVE PROJECTIONS: All figures are speculative and for sophisticated investor analysis only. This tool does not constitute financial advice or guarantees of returns. Past performance and forward-looking projections are not indicative of future results.
MARKET RISKS: Carbon credit markets are volatile and subject to regulatory changes, supply-demand imbalances, and verification challenges. Outcomes depend on project performance, independent third-party verification, and sustained market demand for quality credits.
CONSERVATIVE FLOOR ONLY: These projections represent a conservative financial floor based solely on RWA contract performance. They exclude potential value from token appreciation, secondary market trading, or platform utility mechanisms. Actual returns may be higher or lower.
REGULATORY UNCERTAINTY: Phase 2 tokenization plans are subject to regulatory approval and licensing. There is no guarantee that the utility token ($TNZU) or security tokens will be launched, tradable, or maintain value.
Not by default. The TenzaOne DAO treasury is not currently designed to make equity, SAFE, or convertible investments. Phase 1 operations focus on carbon project financing via the existing instrument mix. Equity-type offers from project developers or sister companies (Climatenza, Net0Link, or TenzaOne itself) are handled separately via the Project Finance Calculator and are not modelled in this simulator. Should the DAO governance choose to expand into equity instruments in future, this would require a standard DAO governance proposal and vote.
Your investment in Phase 1 is made through a traditional, legally-binding Real World Asset (RWA) contract with TenzaOne. This could be a contract for future carbon credits or a royalty-sharing agreement. TenzaOne uses the blockchain internally to create a transparent, immutable record of this contract, but you, the investor, hold the legal agreement. This structure ensures full legal compliance while preparing for regulated, tradable digital assets in Phase 2.
The TenzaOne Cooperative DAO groups similar climate projects together. By using an official Programme of Activities (PoA), we can certify projects in bulk, reducing validation and verification costs significantly and enabling smaller, high-impact projects to access carbon markets.
The Annualised Return is the Compound Annual Growth Rate (CAGR) of your investment. It represents the constant rate of return that would be required for your investment to grow from its beginning balance to its ending balance over the selected time horizon.
CAGR = (Ending Value / Beginning Value)^(1 / Years) − 1
The Protocol Fee (formerly "DAO Royalty") is a 10% fee charged on the Tenza platform's share of credit revenues. This fee supports platform operations, verification infrastructure, and ecosystem development. Importantly, this fee is NOT deducted from investor returns – it's calculated on the platform's own allocation of credits, ensuring that investor economics remain intact.
We use a technology-first approach (DePIN) and IoT data at project sites to create a verifiable, tamper-proof audit trail for every credit generated. Data is written on-chain to support integrity and transparency across the lifecycle. All credits undergo independent third-party verification by accredited Validation and Verification Bodies (VVBs).
This simulator models only the fundamental value from RWA contracts and credit sales to provide a conservative financial floor. Any additional value from Phase 2 tokenization, secondary market trading, or platform utility represents pure upside potential beyond these baseline projections. This approach ensures investors can assess the opportunity based on fundamental cash flows rather than speculative assumptions.
Version 2.9 strengthens the Conservative and Base Case scenarios with: (1) Increased REC units per project to 12,500 t/year, (2) Enhanced REC price growth to 9% annually in Base Case, and (3) Improved RBF IRR to 14% reflecting stronger project selection criteria. These changes provide more robust projections while maintaining conservative modeling principles.
When enabled, the simulator fetches real-time carbon credit prices (REC/EEC) and exchange rates from the Tenza Feed API. This API aggregates data from multiple sources including CoinGecko for tokenized carbon credits and free FX rate services. If live data is unavailable, the system automatically falls back to recent baseline values. The data boxes on the "Data & Parameters" tab show the source and timestamp of the current data.
Compare projected returns across Conservative, Base Case, and Optimistic scenarios to understand the range of potential outcomes based on different market conditions and operational assumptions.
| Metric | Conservative | Base Case | Optimistic |
|---|---|---|---|
| Return Multiple | — | — | — |
| Annualized Return (CAGR) | — | — | — |
| Total Returns | — | — | — |
| REC Price Growth p.a. | 5% | 9% | 12% |
| RBF IRR | 10% | 14% | 18% |
| Project Growth p.a. | 5% | 10% | 15% |
Note: Scenario analysis helps visualize the impact of key assumptions on projected returns. Enable Expert Mode to access Conservative and Optimistic scenarios.
These parameters change when you select Conservative, Base Case, or Optimistic scenarios. The corresponding fields on the Data & Parameters tab are highlighted with a teal left-border (see legend below).
| Parameter | Definition | Conservative | Base | Optimistic |
|---|---|---|---|---|
| REC Price Growth p.a. | Annual compound growth in removal credit spot price | 7% | 9% | 10% |
| EEC Price Growth p.a. | Annual compound growth in efficiency credit spot price | 5% | 7% | 9% |
| Pipeline Growth p.a. | Annual growth in new projects onboarded per year | 10% | 15% | 18% |
| RBF IRR | Internal rate of return on revenue-based financing instruments | 13% | 15% | 16% |
| Investor Pool Share | % of credit revenue allocated to the investor pool | 25% | 28% | 32% |
| Project Failure Rate | % of projects failing to produce credits (curated pipeline) | 10% | 8% | 5% |
| Credit Efficiency | Average % of theoretical maximum credit volume achieved | 82% | 88% | 92% |
| Reinvestment Rate | % of DAO treasury reinvested into new projects each year | 70% | 75% | 85% |
| Futures Discount | Forward credit price as % of projected spot (VCM benchmark) | 70% | 70% | 70% |
Fixed across all scenarios: Project Term 15yr, REC 3,000 tCO₂e/yr, EEC 1,500 tCO₂e/yr, Credit Ramp-Up 50%/85%/100%, Protocol Fee 1.5%.
Understanding how changes in key variables affect your projected returns:
±10% change in REC/EEC prices affects total returns by approximately ±15-20%
±2% change in project IRR affects returns by approximately ±8-12%
±20% change in reinvestment rate affects long-term returns by ±5-8%
How TenzaOne compares to traditional carbon credit investment platforms and competing DeFi/RWA solutions. Note: Phase 1 (Current) focuses on RWA contracts for direct project financing. Phase 2 (Planned) will introduce tokenization, secondary markets, and enhanced liquidity features pending regulatory licensing.
| Feature | TenzaOne | Traditional Platforms | Competing DeFi |
|---|---|---|---|
| Minimum Investment | €50,000+ | €50,000-500,000 | Varies (often tokenized) |
| Verification Method | DePIN IoT + 3rd Party VVB | Manual audits only | Varies widely |
| Transparency | Full on-chain audit trail | Limited reporting | Variable |
| Cooperative Model | DAO-governed PoA | Centralized | DAO or centralized |
| Cost Efficiency | Bulk certification savings | Individual project costs | Variable |
| Projected CAGR (Base) | 25-35% | 8-15% | Highly variable |
| Liquidity | Phase 1: RWA contracts (illiquid) Phase 2: Tokenized futures trading | Illiquid until maturity | Token-dependent |
| Regulatory Compliance | RWA contracts → ERC-3643 | Traditional securities | Often unregulated |
DePIN infrastructure with IoT sensors provides real-time, tamper-proof verification data, reducing fraud risk and enhancing credit quality premiums.
Programme of Activities (PoA) structure enables bulk certification at 40-60% lower costs, making smaller high-impact projects economically viable.
Combined project financing returns AND proportional carbon credit revenues create diversified, compound growth potential unavailable in single-strategy platforms.
Future tokenization of carbon credit futures enables secondary market trading, creating liquidity options not available in traditional carbon finance vehicles.
Important Note: These competitive comparisons are based on publicly available information and industry benchmarks. Actual performance of competing platforms may vary. TenzaOne's projections represent conservative baseline scenarios excluding potential token appreciation and secondary market premiums.
Direct comparison with established carbon credit investment platforms and emerging DeFi solutions.
📊 For the comprehensive competitive review with full feature matrices, market positioning, and strategic analysis, see the Competitive Analysis tab above on this page.
TenzaOne Advantage: Direct project financing with RBF returns + credit revenue (dual streams), versus pure credit trading. Technology-verified credits (DePIN IoT) vs marketplace aggregation.
TenzaOne Advantage: Cooperative DAO model with bulk certification savings (40-60% cost reduction) vs centralized token issuance. Phase 1 RWA contracts ensure legal compliance and investor protection before tokenization.
TenzaOne Advantage: Institutional-grade verification (DePIN + VVB) vs consumer-focused NFTs. Multi-year compound returns from project financing + credit sales vs single purchase offsets.
TenzaOne Advantage: Carbon credit futures (REC/EEC) focus with quantifiable verification vs broader ecological credits. Conservative financial modeling (25-35% CAGR) vs unmodeled ecosystem service valuations.
TenzaOne Advantage: Full on-chain transparency and audit trail vs manual reporting. Lower minimum investment (€25-50k vs €50-500k). Blockchain immutability eliminates double-counting risks.
Strategic Positioning: TenzaOne bridges traditional finance rigor (RWA contracts, VVB certification, regulatory compliance) with DeFi innovation (DAO governance, blockchain transparency, Phase 2 tokenization). This hybrid approach targets the gap between illiquid traditional platforms and speculative DeFi protocols.
Once Phase 1 projects go live, this tab will display real-time performance data comparing actual vs projected returns. Below are representative project profiles demonstrating TenzaOne's capabilities:
TenzaOne is currently building a diverse pipeline of high-integrity climate projects across multiple geographies and technology types. Once operational, this tab will provide:
Coming in Phase 2: As TenzaOne's first Phase 1 projects go live and begin generating verifiable carbon credits, this tab will transition from demo projects to real operational data. The DePIN infrastructure ensures all performance metrics are independently verifiable and tamper-proof.
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