Investment Method & Models

How to invest in TenzaOne — project financing and asset trading.

Project Investment Method Project Investment Models Asset Investment Method Asset Investment Models

How Project Investment Works

TenzaOne connects investors with high-integrity climate projects. You provide upfront capital to finance project development; in return, you receive a legally-binding Real World Asset (RWA) contract with a direct stake in future carbon credit revenues and project returns.

We don’t trade historical carbon credits. We finance the future — providing the capital that enables new carbon reduction and removal projects to become operational, verified, and revenue-generating.

The Project Lifecycle

1. AI-Powered Assessment

Every project undergoes evaluation by our proprietary 10-agent AI VCS Assessment pipeline. The system analyses project documentation, methodology alignment, GHG reduction potential, safeguards, and monitoring plans — producing a readiness score and evidence tier classification.

2. Cooperative Structuring

Projects are grouped into the TenzaOne Cooperative — a technology-based Programme of Activities (PoA) under Verra VCS. Shared certification services slash costs by 60–90%, unlocking previously non-economical offsets and maximising the value of resulting credits.

3. Funding & Offer Structure

Projects are listed on the Projects Marketplace with a defined offer structure (Fixed Finance, Revenue-Based, Carbon Futures, or Equity/SAFE). Investors review the project profile, assessment scores, and financial model, then commit capital.

4. DePIN Verification

Our DePIN-as-a-Service layer provides real-time, on-chain verification of project performance via IoT sensors and AI agent orchestration. This ensures credit quality, commands premium pricing, and provides transparent performance data tracked within unique project-centric digital assets.

5. Credit Issuance & Returns

Once the project generates verified carbon credits, returns flow to investors via their chosen model — fixed interest payments, royalty revenue share, carbon credit delivery, or equity appreciation.

Platform Fee Schedule

Fee TypeProject SideInvestor SideNotes
Fixed / Royalty Financing2.0%0.5%Min €5K deal
Carbon Pre-Purchase1.0%0.5%Min €2.5K
SAFE / Convertible2.5%0%Min €10K
Funding Facilitation10% success fee on finance feesDisclosed in term sheet
TNZU Discount: Pay fees with TNZU Platform Credits and receive a 5–20% discount on all platform fees.

Subscriptions & Membership

Developer Plans

PlanMonthlyAnnualIncludes
Developer Free$0$01 project, basic assessment
Developer Pro$99$999Unlimited projects, priority assessment
Developer Studio$299$2,999White-label, API access, dedicated support

Investor Plans

PlanMonthlyAnnualIncludes
Investor Explorer$0$0Browse projects, basic analytics
Investor Pro$249$2,490Portfolio tools, deal flow, priority access
Investor Institutional$1,500+$15,000+Custom, multi-seat, API, dedicated RM

Cooperative Membership (Annual, by tCO₂e volume)

TierVolumeAnnual Fee
Micro1,000–2,500 tCO₂e€90
Small2,500–10,000€500
Growth10,000–50,000€2,500
Scale50,000–250,000€10,000
Enterprise250,000+€45,000
Fixed Finance Revenue-Based (Royalty) Carbon Credit Futures Equity / SAFE / Convertible Compare All Notes & Compliance

Fixed Finance

Traditional fixed-interest lending to climate projects. Predictable returns with a defined repayment schedule.

Interest Rate6% fixed annual
Term48 months
RepaymentMonthly (interest + principal)
Minimum Ticket€25,000
Max Investors20 per project
Fee2.0% (project) + 0.5% (investor)
Risk LevelLower
CertificateERC-1155 Ed 2.x (Fixed Income)

Example: €50,000 investment

Pipeline stage (50%): €50K → €69,600 total return (€19,600 interest). Signed stage: €50K → €58,000. Returns vary by project stage at entry.

Revenue-Based Financing (Royalty)

Share in the project’s gross revenue until a defined repayment cap is reached. Returns scale with project success.

Royalty Rate3.25% of gross revenues
Repayment Cap1.4× (140% of principal)
Max Term60 months
RepaymentGraduated semi-annual payments
Minimum Ticket€25,000
Fee2.0% (project) + 0.5% (investor)
Risk LevelModerate
CertificateERC-1155 Ed 3.x (Revenue Share)

Example: €25,000 investment

€25K → €35,000 total return (12.70% IRR, 8.89% annualised). Returns are revenue-linked — stronger project performance accelerates repayment.

Carbon Credit Futures

Forward purchase of future verified carbon credits at a discount to the projected market price. High upside potential from carbon price appreciation and DePIN verification premium.

Entry Discount~25% below market median (~€9/tCO₂e)
Vesting12 months
Minimum Ticket€25,000
Fee1.0% (project) + 0.5% (investor)
Risk LevelModerate–High
CertificateERC-1155 Ed 4.x (Carbon Futures)
Scope 3Eligible for corporate ESG reporting

Example: €50,000 investment

€50K buys ~5,555 tCO₂e at discount. If market appreciates 50%, value reaches ~€75K. DePIN-verified credits command an additional 15–25% premium over conventional credits.

Equity / SAFE / Convertible

Direct equity stake or convertible instrument in the raising entity. Exit-driven returns — mutually exclusive with carbon-project instrument mix.

SAFE Range€250K–€2.5M
Equity Range€2.5M–€25M
Convertible€100K–€2M, 4–8% interest, 18–24mo maturity
SAFE Discount20% with valuation cap
Liquidation Pref1× non-participating
Fee2.5% (project) + 0% (investor)
Risk LevelHigher
DAO Treasury Disclosure: The TenzaOne DAO treasury is not currently designed to make equity, SAFE, or convertible investments — its current scope is carbon-project financing. Expansion into equity instruments would require a standard DAO governance proposal and vote. Portfolio vs project-specific is an offer-type attribute of each project, applicable at every platform phase.

Comparative Analysis

FeatureFixed FinanceRevenue-BasedCarbon FuturesEquity/SAFE
RiskLowerModerateModerate–HighHigher
Return Type6% fixed1.4× revenue capMarket appreciationExit-driven
Term48 months60 months12mo vesting5–7 years
Min Ticket€25K€25K€25K€100K+
Fee (Project)2.0%2.0%1.0%2.5%
Fee (Investor)0.5%0.5%0.5%0%
CertificateEd 2.xEd 3.xEd 4.x
Scope 3NoNoYesNo

Notes & Compliance

Important Disclosures

  • All examples in these investment model descriptions and resulting from the use of our calculators are indicative and for demonstration purposes only.
  • Past performance and projections do not guarantee future results. Carbon credit markets are subject to regulatory, market, and technology risks.
  • Forward contracts (CINs) are not regulated securities in most jurisdictions. Phase 2 ERC-3643 implementation will provide compliant security token infrastructure.

Blockchain & Digital Assets

  • All investment instruments are represented as ERC-1155 digital assets on the Polygon blockchain for transparency, traceability, and verification.
  • Each carbon credit is uniquely identifiable with an on-chain commitment hash linking to VCS assessment data.
  • After the vesting/escrow period, digital assets can be traded on the TenzaOne marketplace.
  • Phase 2 introduces ERC-3643 compliant security tokens with KYC/AML integration for regulated trading.

Platform Fees

  • Deal execution: Fixed/Royalty 2.0% (project) + 0.5% (investor); Carbon Pre-Purchase 1.0% + 0.5%; SAFE/Convertible 2.5% (project only).
  • Funding facilitation: 10% success fee on finance fees (disclosed in term sheet).
  • 5–20% discount when fees paid with TNZU credits.
  • Full fee schedule: see Pricing page.

Verification & Assurance

  • All projects undergo VCS assessment via our 10-agent AI pipeline with evidence-quality scoring.
  • Assessment data committed to Polygon blockchain (SHA-256 hash) for tamper-proof audit trail.
  • Verified Impact Data Cards provide real-time project metrics, Scope 3 export packages, and DePIN integrity data.

What Are TenzaOne Digital Certificates?

Every project investment on TenzaOne is represented as a digital certificate — a blockchain-recorded Real World Asset (RWA) that tracks your stake, its provenance, and its value over time. These certificates are tradeable assets in the TenzaOne Asset Marketplace.

Today (Phase 1), certificates are internal ERC-1155 records providing transparency and auditability. In Phase 2, they become fully tradeable ERC-3643 compliant digital securities with KYC/AML integration and on-chain settlement.

Certificate Editions

Each certificate carries an edition number that identifies the type of claim it represents:

EditionTypeRepresents
Ed 0Assessment CommitmentVCS assessment data snapshot committed to chain
Ed 1.xVerificationRegistry submission + VVB verification evidence
Ed 2.xFixed IncomeFixed-interest lending position
Ed 3.xRevenue ShareRoyalty-based revenue participation
Ed 4.xCarbon FuturesForward purchase of verified carbon credits

What Drives Certificate Value?

  • Project maturation — As a project progresses from pipeline to operational, development risk decreases and the certificate’s underlying value increases. Early-stage certificates trade at a discount to reflect risk; later-stage certificates command a premium.
  • Credit issuance milestones — When a project’s carbon credits are verified and issued by Verra VCS, the certificate becomes backed by a tangible, registry-listed asset.
  • Revenue generation — Once the project generates revenue (credit sales, energy offtake, etc.), the certificate becomes a cash-flow-backed instrument.
  • Carbon price movements — DePIN-verified credits from TenzaOne projects command a 15–25% premium over conventional credits, and voluntary carbon prices are projected to grow significantly through 2030.
  • Scarcity — Each project issues a capped number of certificates per edition. Limited supply + growing demand = natural price appreciation.

The Asset Marketplace — How It Works

Phase 1: Soft Listings (Current)

Certificate holders can list their assets on the TenzaOne Asset Marketplace as expressions of interest. Listings are not binding — they signal availability and invite offers. The actual transfer is arranged between parties.

  • Pricing options: set a fixed asking price, or “Open to Offers”
  • Listing types: Fixed Sale, Open to Offers, or Auction
  • Duration: 30–180 days (default 90)
  • Privacy: owners control which certificates are publicly visible vs private

Interested buyers click “Express Interest” — the seller receives a notification and contact details to arrange the transaction.

Phase 2: On-Chain Trading (Roadmap)

Phase 1 RWA holders exchange their certificates for tradeable ERC-3643 digital securities. Automated settlement, KYC/AML integrated on-chain, and a fully compliant secondary market with order books, price discovery, and instant settlement.

Asset Trading Fees

Fee TypePhase 1 (Current)Phase 3 (2028)
Certificate Transfer2.5%
Spot Trade (Maker)0.30% (baseline), 0.10–0.20% (high volume)
Spot Trade (Taker)0.60% (baseline), 0.30–0.50% (high volume)
Token Transfer / Bridging0.10–0.50%
Custody / Escrow0.10–0.30% / year
Listing FeeFree (MVP)TBD
TNZU Discount: 5–20% on all trading fees when paid with TNZU Platform Credits.
Secondary Market Trading Portfolio Strategies Notes & Compliance

Secondary Market Trading

Buy certificates from other holders at market-driven prices. As projects mature, early investors may sell at a premium to new entrants who prefer lower-risk, later-stage assets.

Price Discovery

Certificate prices are influenced by:

  • Project fundamentals (stage, score, revenue performance)
  • Carbon price trajectory (VREC/EEC market rates)
  • Time-to-credit-issuance (shorter = higher confidence = higher price)
  • DePIN verification status (verified data = premium pricing)
  • Edition scarcity (capped supply per issuance round)

Example Scenario

An early investor buys a Fixed Finance Ed 2.x certificate during the project’s pipeline stage for €25K. Two years later, the project reaches operational status with verified credits being issued. The investor lists the certificate at €32K — a 28% premium reflecting reduced risk and proven performance. A corporate buyer acquires it for Scope 3 compliance, getting a mature, lower-risk position without waiting for project development.

Provenance & Trust

Every certificate carries a full transfer history (Provenance L2) — viewable on the certificate detail page. Buyers can trace ownership from original issuance to current holder, ensuring authenticity and preventing fraud.

Portfolio Strategies

Diversification by Project Type

Spread capital across technology types — Solar Thermal, Wind, REDD+, Cookstoves, Biochar, CCUS — to reduce exposure to any single sector’s performance risk.

Stage-Based Investing

StrategyStageRiskPotential Return
Early-stagePipeline / Pre-DevelopmentHigherHigher (buy at discount)
Growth-stageDevelopment / OperationalModerateModerate (proven trajectory)
MatureVerified / IssuingLowerSteady (cash-flow-backed)

Credit-Type Mix

Combine VREC (Verified Renewable Energy Certificates) and EEC (Energy Efficiency Certificates) with geographic diversity across India, Southeast Asia, Sub-Saharan Africa, and Latin America for maximum risk-adjusted returns.

Hold-to-Maturity vs Active Trading

  • Hold-to-maturity: Collect returns per the original RWA contract terms. No trading fees. Predictable outcome.
  • Active trading: Buy/sell certificates based on project milestones and market conditions. Capture stage-transition premiums. Requires market monitoring.

The DePIN Premium

IoT-verified credits from DePIN-enabled projects command a 15–25% price premium over conventional credits. Investing in DePIN-verified projects positions your portfolio at the top of the credit quality spectrum — increasingly valued by compliance buyers and ESG-focused corporates.

Notes & Compliance — Asset Trading

Important Disclosures

  • Certificate trading on the TenzaOne Asset Marketplace is currently soft-listing only (expressions of interest). Transfers are arranged between parties. This is not an exchange.
  • Certificate prices are indicative. Actual transaction prices are agreed between buyer and seller.
  • Phase 2 ERC-3643 trading will be subject to KYC/AML compliance and applicable securities regulation.

Certificate Provenance

  • Every certificate carries a full L2 transfer history on Polygon blockchain.
  • Provenance is publicly verifiable on the certificate detail page.
  • Certificates cannot be duplicated, forged, or double-counted — each uniquely minted per project per edition.

Asset Trading Fees

  • Phase 1 certificate transfer: 2.5%.
  • Phase 3 spot trading: maker 0.30%, taker 0.60% (baseline). Volume discounts available.
  • 5–20% discount when fees paid with TNZU credits.
  • Listing fee: Free (MVP phase).

Risk Factors

  • Certificate values depend on underlying project performance, carbon market conditions, and regulatory environment.
  • Early-stage certificates carry higher risk of project delay or failure.
  • Liquidity is limited during Phase 1 soft-listing. Phase 2+ will improve liquidity via automated settlement.
  • Cryptocurrency and tokenised assets involve substantial risk of loss. Only invest capital you can afford to lose.
TenzaOne

Live infrastructure for the carbon project lifecycle.

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